Welcome to INDEPENDENT PAYMENTS (card merchant services)
Compare payment processors and secure the lowest payment processing fees for your business
- Receive preferential rates from trusted payment providers
- Compare multiple merchant service providers all in one place
- Full support throughout the process from start to finish
- Choose from Barclaycard, Worldpay, Take Payments, Rapyd, Shift4, and many more
- CHALLENGE US TO LOWER YOUR RATES %

How we help reduce your fees
Step by the step process on how we help business save money on card processing fees
Step 1
Step 1
The first step in our process is to gain a clear understanding of your current transaction fees, by reviewing one of your recent card merchant statements.
Step 2
Step 2
Once we have a clear picture of your rates, we’ll compare your existing payment solution with our network of over 20 top UK merchant providers.
Step 3
Step 3
After comparing your rates with over 20 of the leading merchant providers in the UK, we share our findings and advise which providers come out on top.
Step 4
Step 4
If you decide to make the switch to a more cost-effective card merchant provider, we’ll take care of the setup process and provide full support.
Your Solution in Card Payments
We take the hassle out of finding a card payment provider by doing all the hard work for you. Whether you're new to accepting card payments or looking to reduce your current costs, we will find the best solution for your business.
We’re not tied to any one provider, so our only goal is finding the best deal for you, not pushing one brand over another. From Barclaycard to Elavon, Take Payments to Rapyd, we have access to a wide network of trusted UK providers offering competitive rates and cutting-edge payment technology.
No two businesses are the same, We’ll match you with the right provider based on your industry, volume, and needs, not a one-size-fits-all approach.
No two businesses are the same, We’ll match you with the right provider based on your industry, volume, and needs, not a one-size-fits-all approach.

Compare payment processing fees in 3 easy steps
Unlike many comparison websites, our unique and free service is designed to help you seamlessly compare and select the best merchant services available in the United Kingdom. With Independent Merchant Services, you can quickly and securely find the most competitive and reliable providers, thereby avoiding spam email, persistent phone calls and endless call centres.
Click on the link below. Answer a few simple questions about your current card processing and will be in touch.
We will compare your rates with as many as 20 card merchant providers and provide you with a bespoke quote.
Once we have compared your rates with your providers, we will share our findings in less than 24 hours.
