Face-to-Face Payments

Whether you're running a busy shop, restaurant, salon, or market stall, taking payments in person should be quick, reliable, and cost-effective. At Independent Payments, we help you find the right face-to-face payment solution from over 20 trusted UK merchant providers—so you can focus on your business, not your fees.
Key Features of Our Face-to-Face Payment Solutions:
  • Flexible Payment Options: Accept various payment methods including credit/debit cards, mobile wallets, and contactless payments to cater to your customers' preferences.
  • User-Friendly Terminals: We provide state-of-the-art card terminals that are easy to use, ensuring your staff can process transactions swiftly, reducing wait times for customers.
  • Enhanced Security: Our solutions comply with the highest security standards, including PCI-DSS, to protect sensitive customer data during transactions.
  • Real-Time Reporting: Access detailed transaction reports and insights through our online dashboard, allowing you to track sales and manage inventory effectively.
  • Support and Maintenance: Enjoy peace of mind with our ongoing support and maintenance services, ensuring your payment systems are always operational.
Transform your in-store payment experience with face-to-face solutions, designed to boost customer satisfaction and streamline operations.
Multiple Options

We’ll find you the best providers based on your transaction volume and business type

Low Rental Costs

Starting from just £15 per month for 12 month contract terminals to £0 per month for PAYG

Contract Options

Choose from a 12 or 18 month contract with low rates or go with a rolling contract with flat rates.

Fast, Easy Setup

We will have you up and running in as little as 2–3 days with most our of providers.

F2F Payments

Face-to-face payments involve using card machines to take payments in person. These include:

Countertop Terminals – Perfect for fixed locations like retail stores and café

Portable Terminals – Ideal for restaurants and salons where mobility within the premises is needed

Mobile Terminals – Best for businesses on the go (e.g., market traders delivery services)

All machines accept contactless, chip & PIN, Apple Pay, Google Pay, and most international cards.

Questions and Answers

How long does it take to receive and set up the terminal?

Most providers will have your terminal delivered within 2 to 3 working days. Many are plug-and-play, meaning you can get started quickly with minimal setup.

Yes! All our terminals accept contactless, chip & PIN, Apple Pay, Google Pay, and most major debit and credit cards, including Visa and Mastercard.

Absolutely. We’ll review your current contract and many of our providers will buy you out of your existing agreement—helping you switch with no extra cost.

Yes! Some of our partners offer rolling monthly contracts or pay-as-you-go terminals, which are ideal for seasonal traders or those just getting started.

Yes, many terminals integrate with popular EPOS systems. Just let us know what you’re using, and we’ll find a compatible solution.